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NBFC's credit growth to moderate to 13-15% in FY25 and FY26 from 17% witnessed in last two fiscals: ICRA
The credit growth of the non-banking financial companies (NBFCs) is expected to ease to 13-15 per cent in financial year 2025 (FY25) and FY2026 from the 17 per cent in the previous two fiscals, rating agency ICRA said in a report.
Experience and energy: Time to have both in your portfolio. 6 stocks which fit the bill with upside potential ranging from 10 to 37%
What do the words ‘experience’ and ‘energy’ in our headline mean? The experience of witnessing many economic cycles; and the energy to use tech to not only cut down the cost of doing business, but also to maintain the quality of the loan book. Yes, some businesses reach a stage where both are required. But we know what happens when a company only has energy and focuses on a “grow fast” strategy, but does not have the experience to pull it off. There are several such companies; but Paytm fits the bill as well.
Is a US economic recession coming? Surging bond yields raise fears of a 2008-style crisis — what rising Treasury rates mean for the economy and what you should do now
US economic recession fears are rising fast as bond yields surge to alarming levels, stirring memories of the 2008 financial crisis. The recent sell-off in US Treasury bonds—usually a safe haven—signals deep investor concern about the nation's debt and economic direction. With interest rates jumping and uncertainty around Trump’s tariffs and fiscal policies, many are wondering: is a recession coming?
Crisil sees bank credit growth inching up to 13% in FY26
Crisil projects bank credit growth to accelerate to 12-13% in FY26, driven by regulatory support, tax cuts, and softer interest rates. Corporate credit is expected to rise, fueled by NBFC disbursements and infrastructure development. Retail credit will also see growth, supported by improved affordability, while deposit growth remains a key factor to monitor.
Time to take some logical risks? 5 mid-cap stocks from different sectors with an upside potential of up to 51%
With all the focus on the tariff wars, it is perhaps no surprise that there has been little attention paid to something that impacts emerging markets in a big way. And that is the Dollar Index, which, incidentally, has slipped below the 100 mark and is today (Tuesday) quoting at 99. It is the Dollar Index which tells us whether fund flows to emerging markets are going positive or negative. The last six months saw the Dollar Index strengthen, causing trouble for emerging market equities. Now, given the high probability of a cut in interest rates in the US, the belief is that more money will flow to emerging markets in the coming months. There is thus a probability that we might be witnessing the start of a risk-on trade. So, is it time to take a logical risk?
HDFC Bank shares jump 4% after 25 bps savings account interest rate cut
HDFC Bank shares: The rate cut is expected to lower the bank's cost of funds, which could help sustain margins amid a declining interest rate environment. However, the decision might raise concerns among depositors, particularly given the competitive nature of the banking sector.
HDFC Bank cuts savings interest rate to 2.75%
HDFC Bank has cut its savings account interest rate by 25 basis points to 2.75%, the lowest among private sector peers, effective April 12. This decision follows the RBI's recent repo rate cuts and aims to boost term deposits while managing net interest margins. The move aligns HDFC Bank's savings rate closer to public sector banks like SBI and PNB.
These large- and mid-cap stocks can give more than 25% return in 1 year, according to analysts
The markets will do what they are supposed to do when a New World Order is being written. No one can control it. So, if volatility is forcing you to make decisions that you regret the next day, stay away from the markets. Or, focus on a few things as an investor. One, ignore short-term market movements. Two, evaluate the sectors and businesses behind the stocks you own or plan to own. There is no better time to do this exercise than when the earning season kicks off. While Trump-induced volatility will continue, what finally matters is earnings. So, focus on earning and diversifying your portfolio.
Stock picks of the week: 5 stocks with consistent score improvement and an upside potential of up to 48%
As the market sees sharp cuts, parallels may be drawn between what is happening today and what happened in the past, specifically around Covid. Yes, there are some similarities; but also some differences. So, before you go ahead, take those differences into account. Also, remember that such market conditions can keep the large institutional money on the sidelines as trade disruptions tend to impact earnings. Our selected stocks today depict a strong upward trajectory in their overall average score, which is based on five key pillars – earnings, fundamentals, relative valuation, risk, and price momentum. This implies that there has been a significant improvement in their market outlook in the given time frame.
HDFC Bank and Shriram Finance poised to ride sectoral tailwinds; Motilal Oswal sees 12-18% upside scope
Despite mixed market conditions, India’s financial sector remained resilient in Q4 FY25, with 11.1% YoY credit growth and stable asset quality. Gold loans and vehicle financiers led the performance, while microfinance showed improving collections. With RBI rate cuts likely, FY26 is expected to see 12% credit growth. Shriram Finance and HDFC Bank emerge as top picks for investors.
These mid-cap stocks with ‘strong buy’ & ‘buy’ recos can rally over 25%, according to analysts
Whether it is India or across the globe, the one thing that stock markets hate (or is it fear?) the most is “uncertainty”. In the last three months, with the word tariff began being heard a lot out of the White House, the street has been dealing with the uncertainty about the shape and size of the inevitable tariff war. With the announcement by President Trump last night, that uncertainty is over. We now know which companies and sectors are going to face headwinds, and which are not. So, there will be a round of readjustment in earning estimates and then the market will once again look forward… and stop living with uncertainty.
Comeback candidates of FY26? Three sectors, 19 stocks: Out of favour for some time now, for right or wrong reasons
In every stock market, from time to time, a set of theme-based stocks catch the limelight. Then their valuations get stretched, and they slip into a period of underperformance. This underperformance could be for any reason: Industry not doing as expected, change in technology, whatever. But the fact is these stocks don't perform. Now, there is another side to this story. If the higher valuations were given due to some one-off event, the probability is low that such stocks will see a recovery, either in absolute or relative terms. But if the higher valuation was given because of the overall potential of the sector, the chances are these stocks will make a comeback.
As FIIs make a comeback, will the financial services segment shine again? 9 stocks with upside potential from 9 to 42%
FII have turned buyers in the Indian market for the first time this year. In the week to March 21, they were net buyers. So, they are back, but what are they buying? There is no foolproof way to know that. However, the way some financial services stocks are behaving, especially some of the lenders, it is probably this sector that is attracting their attention. Be it a large private bank trying to break a five-year jinx, or a private lender which recently formed a 52-week high. Now, nothing happens in the market without reason. And there is a reason for this as well.
Like a Rolling Stone: A selloff rocks retail's wealth & sentiment
The portfolio value of Darshita Shah, 41, is down 40% since the market decline began in late September. The Mumbai-based homemaker, encouraged by her college-going son to take the plunge into stocks, had invested around ?7 lakh in small-cap stocks, especially defence, IT and auto. Now, as Shah watches her holdings languish, she has lost the appetite to make fresh investments despite her son pushing to deploy more.
Bain goes for gold, to become joint owner of Mannapuram Financial
Bain Capital will acquire an 18.6% stake in Manappuram Finance, a leading Indian gold loan company, through a primary infusion and secondary sale. The investment includes a mandatory open offer, potentially increasing Bain's stake to 41.7%. The deal, subject to regulatory approvals, aims to propel the company's growth.
S&P upgrades ratings of Bajaj Finance, Shriram Finance and 4 other leading Indian NBFCs amid strengthened regulatory environment
S&P upgraded the ratings of several Indian NBFCs, including Shriram Finance, Muthoot Finance, and Sammaan Capital, citing improved regulatory environment. Bajaj Finance’s outlook was revised to positive due to strong asset quality and earnings stability. Enhanced RBI regulations are contributing to financial stability and sustainable growth among large NBFCs.
Nationwide to pay ?600m to account holders as 'big thank you' after acquiring Virgin Money
Nationwide Building Society will give each of its members ?50 as part of its Big Thank You initiative. Most of the payments will be made next month. The payments are a way to show appreciation to members for their role in making the successful acquisition of Virgin Money possible. The deal was approved by regulators last year.
Happy Women’s Day 2025: 12 financial planning tips for every woman
According to the 2025 Fidelity Investments' Financial Wellness Study while women are increasingly becoming significant financial contributors, many still lack confidence in investment planning.
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