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- How to open a PPF account: Eligibility, documents, process
Any Indian resident can open a PPF account. Parents or legal guardians can also open a PPF account on beh ...More
Any Indian resident can open a PPF account. Parents or legal guardians can also open a PPF account on behalf of a minor child. NRIs are not eligible to open new PPF accounts. ...Less
- Will PPF, Senior Citizen Savings Scheme, Sukanya Samriddhi, other post office schemes’ interest rates reduce from October, 2024?
The Centre is likely to announce the interest rates of small savings schemes ¡ª Public Provident Fund (PPF ...More
The Centre is likely to announce the interest rates of small savings schemes ¡ª Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS), National Savings Certificate (NSC), Sukanya Samriddhi Yojana (SSY), Post Office Monthly Income Scheme (POMIS) by September 30, 2024. As we are almost towards the end of the rising interest rate cycle, will interest rates of post office schemes start falling soon? Read on to know where the interest rates are going during the October-December quarter of 2024 and what investors should do now. ...Less
- Latest PPF interest rate: What is the Public Provident Fund interest rate for the October-December 2024 quarter?
Latest PPF interest rate: The government revises the interest rates of all small savings schemes every qu ...More
Latest PPF interest rate: The government revises the interest rates of all small savings schemes every quarter. Some popular post office schemes are the Public Provident Fund, Senior Citizen Savings Scheme (SCSS), Sukanya Samriddhi Yojana (SSY), National Savings Certificate (NSC), Post Office Time Deposits (POTD), Mahila Samman Savings Certificate, and Post Office Monthly Income Scheme (POMIS). ...Less
- Latest post office schemes interest rates: PPF, SCSS, SSY, other small savings schemes rates announced for Oct-Dec 2024 quarter
Latest post office schemes interest rates: Take a look at the interest rates for post office schemes in t ...More
Latest post office schemes interest rates: Take a look at the interest rates for post office schemes in the October-December 2024 quarter. ...Less
- Latest PPF interest rate: What is the Public Provident Fund interest rate?
Latest PPF interest rate: The Public Provident Fund is highly favored for its long-term guaranteed earnin ...More
Latest PPF interest rate: The Public Provident Fund is highly favored for its long-term guaranteed earnings and tax benefits. By allocating small amounts of money regularly, the PPF scheme assists in initiating savings to create a fund that aligns with your set objectives. ...Less
- Latest PPF rules: Can NRI continue investing in Public Provident Fund account he opened when he was an Indian resident?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- Irregular PPF accounts: New rules from Oct 1, 2024 for regularisation of 3 types of irregular Public Provident Fund accounts
On August 21, 2024, the ministry released a circular that established the procedures for handling the reg ...More
On August 21, 2024, the ministry released a circular that established the procedures for handling the regularization of unlawfully opened accounts in different National Small Savings Schemes via post offices. The circular explains the new regulations for regularizing irregular PPF, Sukanya Samriddhi Yojana, and other small savings schemes, which will be effective from October 1, 2024. ...Less
- Interest rate up to 8.2%: Latest interest rates of PPF, Senior Citizen Savings Scheme, Sukanya Samriddhi, other post office schemes
Latest small savings schemes interest rates: The savings schemes offered by post offices consist of the P ...More
Latest small savings schemes interest rates: The savings schemes offered by post offices consist of the Public Provident Fund, Senior Citizen Savings Scheme (SCSS), Sukanya Samriddhi Yojana (SSY), National Savings Certificate (NSC), Post Office Time Deposits (POTD), Mahila Samman Savings Certificate, and Post Office Monthly Income Scheme (POMIS). ...Less
- Six new rules for PPF, Sukanya Samriddhi Yojana, other small savings schemes with effect from October 1, 2024
Small savings rules: The Ministry of Finance is responsible for overseeing small savings accounts. Any un ...More
Small savings rules: The Ministry of Finance is responsible for overseeing small savings accounts. Any unusual accounts must be sent to this department to be brought into compliance by the Ministry of Finance, as per the regulation. Six specific categories have been defined, and appropriate instructions have been provided. ...Less
- Retirement planning: Defer retirement to build sufficient corpus
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. ...Less
- Equity or debt, where to put your money? Remember these 3 things to generate best return from portfolio
The recent market correction reinforces these timeless investment principles. Rather than being swayed by ...More
The recent market correction reinforces these timeless investment principles. Rather than being swayed by short-term market movements, investors need to focus on maintaining appropriate asset allocation through market cycles. While the allure of equity markets during bull runs is understandable, the role of fixed income in creating long-term wealth cannot be overstated. ...Less
- Investment and nominations: Why you must nominate in your bank FDs, PPF, mutual funds, LIC
The first step is to identify all the investments that require nomination. This includes bank accounts, f ...More
The first step is to identify all the investments that require nomination. This includes bank accounts, fixed deposits, mutual funds, insurance policies, and other financial instruments. ...Less
- Latest PPF (Public Provident Fund) interest rate for July- September 2024 quarter
Latest PPF interest rate: The Public Provident Fund (PPF) is widely favored as a savings option. The gove ...More
Latest PPF interest rate: The Public Provident Fund (PPF) is widely favored as a savings option. The government has recently revealed the interest rates for small savings schemes for the period of July to September 2024. PPF investments are considered risk-free as it is government backed. ...Less
- PPF, Senior Citizen Savings Scheme, Sukanya Samriddhi, NSC, other small savings schemes' rates announced for July-September 2024 quarter
Latest Post Office Schemes interest rates: The government has announced that it will keep the interest ra ...More
Latest Post Office Schemes interest rates: The government has announced that it will keep the interest rates unchanged for small savings schemes for July-September 2024. These schemes include the Public Provident Fund, Senior Citizen Savings Scheme (SCSS), Sukanya Samriddhi Yojana (SSY), National Savings Certificate (NSC), Post Office Time Deposits (POTD), Mahila Samman Savings Certificate, and Post Office Monthly Income Scheme (POMIS). ...Less
- PPF, Sukanya Samriddhi, other post office schemes rules: Guidelines for irregular small savings accounts effective from October 1, 2024
Small savings schemes rules: The Ministry of Finance has recently announced an update to the National Sav ...More
Small savings schemes rules: The Ministry of Finance has recently announced an update to the National Savings Scheme (NSS) through a new notification dated August 29, 2024. This update explains modifications made to the National Savings Scheme Rules 1987 and 1992. ...Less
- Investment portfolio: Use current rally to get rid of underperformers, increase SIPs by 10% every year to achieve long-term goals faster
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. ...Less
- Where should I invest my retirement benefit amount of Rs 2 crore for the next 20 years to get a regular income?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- Latest interest rates of PPF, Sukanya Samriddhi Yojana, Senior Citizen Saving Scheme, NSC, other post office schemes
Latest small savings schemes interest rates: The government has left the interest rates on small savings ...More
Latest small savings schemes interest rates: The government has left the interest rates on small savings schemes for the quarter ending June 30, 2024. Latest interest rates of PPF, Sukanya Samriddhi Yojana, Senior Citizen Saving Scheme, NSC, and other post office schemes. ...Less
- Start investing early if you want to retire at 50
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. ...Less
- Top post office schemes: These 9 small savings schemes offer above 7% interest rate
Post office schemes interest rates: The government has kept the interest rates on small savings plans unc ...More
Post office schemes interest rates: The government has kept the interest rates on small savings plans unchanged for the quarter ending June 30, 2024. Here are nine post office schemes that offer more than 7% interest. ...Less
- Not making PPF investment before April 5 can cost this much in interest
PPF deposit before April 5: Investing in PPF account before April 5 can earn the PPF account holder more ...More
PPF deposit before April 5: Investing in PPF account before April 5 can earn the PPF account holder more interest. Making lumpsum investment for the entire year after this date will make a PPF investor to lose a month's interest. Read on to know how much you lose if an individual misses this date. ...Less
- PPF, Senior Citizen Savings Scheme, SSY, NSC: Is it mandatory to submit Aadhaar to invest in small savings schemes?
Small savings scheme: Do you need to submit Aadhaar mandatorily in order to invest in small savings schem ...More
Small savings scheme: Do you need to submit Aadhaar mandatorily in order to invest in small savings scheme? The answer is yes. According to a notification by the Ministry of Finance, Aadhaar is now mandatory for investing in PPF, SSY, NSC, and other small saving schemes. ...Less
- Post Office Monthly Income Scheme interest rate: What is the POMIS interest rate for the October-December 2024 quarter?
Capital protection is one of this scheme's primary advantages, which makes it a safe option for savings. ...More
Capital protection is one of this scheme's primary advantages, which makes it a safe option for savings. The principal can be withdrawn at maturity. Interest is paid on completion of a month from the date of opening and so on till maturity. ...Less
- PPF deposit: Finding it difficult to deposit money in your PPF account online? Here are different ways to invest before the April 5 date
How to invest in PPF: Those investing in the Sukanya Samriddhi Yojana (SSY) and the Public Provident Fund ...More
How to invest in PPF: Those investing in the Sukanya Samriddhi Yojana (SSY) and the Public Provident Fund (PPF) should ensure that their contributions are deposited into the accounts before April 5 in order to maximize returns for the ongoing financial year, 2024-25. ...Less
- Latest PPF interest rate: Was Public Provident Fund rate hiked for April-June 2024 quarter?
Latest PPF interest rate: The Public Provident Fund (PPF) is one of the most popular savings instruments. ...More
Latest PPF interest rate: The Public Provident Fund (PPF) is one of the most popular savings instruments. Note that only one PPF account can be maintained by an Individual, except an account that is opened on behalf of a minor. ...Less
- Nifty hovering@25K: Should you start reducing allocation to ELSS mutual funds?
Nifty is struggling to maintain its position at 25K, leading investors in ELSS MFs to consider trimming t ...More
Nifty is struggling to maintain its position at 25K, leading investors in ELSS MFs to consider trimming their portfolios. Despite recent low-key performance, experts advise maintaining a long-term investment strategy. ELSS funds have historically provided strong returns and tax benefits under Section 80C of the Income Tax Act. ...Less
- High exposure to small, mid caps can upset financial plans
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals ...Less
- Latest GPF interest rate: What is the General Provident Fund interest rate for October–December 2024 quarter
Latest GPF interest rate: The Ministry of Finance has released the interest rate for the General Providen ...More
Latest GPF interest rate: The Ministry of Finance has released the interest rate for the General Provident Fund (GPF) and similar provident fund schemes for the fourth quarter of 2024 (October - December). ...Less
- Latest NSC interest rate: What is the National Savings Certificate interest rate for October-December 2024 quarter
National Savings Certificate, or NSC, are savings bonds offered under the India Post's small saving schem ...More
National Savings Certificate, or NSC, are savings bonds offered under the India Post's small saving schemes. The interest rate on the NSC, along with other small savings schemes, is revised every quarter by the government. ...Less
- 7.1% PPF interest rate or 8.2% returns from Senior Citizen Savings Scheme (SCSS): Where should someone in 20% tax bracket invest?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- PPF, SSY, Senior Citizen Savings Scheme, other post office schemes interest rates for April- June quarter 2024
Post office schemes interest rates for April-June quarter: The government revises small savings schemes i ...More
Post office schemes interest rates for April-June quarter: The government revises small savings schemes interest rates every quarter. Here is a look at the interest rates on various post office schemes for the first quarter of FY 2024-25 along with its compounding frequency. ...Less
- Retirement planning: Pare retirement goal, redeem equity funds
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. ...Less
- Penalty for not depositing money in PPF, Sukanya Samriddhi Yojana by March 31 every FY
A look at the minimum money that individual must deposit in Public Provident Fund (PPF), Sukanya Samriddh ...More
A look at the minimum money that individual must deposit in Public Provident Fund (PPF), Sukanya Samriddhi Yojana (SSY) and National Pension System (NPS) accounts in before March 31, 2024 to avoid having to pay a penalty. ...Less
- Retirement planning: Four investment options for small business owners to build a retirement corpus
Retirement planning often takes a back seat for small business owners while managing their dayto-day busi ...More
Retirement planning often takes a back seat for small business owners while managing their dayto-day business operations. ...Less
- Should parents invest in NPS Vatsalya for children? Check how it compares to other schemes
ET Wealth reached out to experts to know whether one should consider this scheme and how it compares with ...More
ET Wealth reached out to experts to know whether one should consider this scheme and how it compares with other options. Here¡¯s what they have to say. ...Less
- Why financial planning must continue after retirement
Subir Malhotra, after retiring from his corporate job, needs to secure his retirement corpus in income-ge ...More
Subir Malhotra, after retiring from his corporate job, needs to secure his retirement corpus in income-generating products like bonds and bank deposits. Asset allocation must be adjusted to reflect his short-term goals and risk aversion. Redeeming PPF savings for debt funds is advised. ...Less
- PPF, Senior Citizen Savings Scheme, Sukanya Samriddhi and other small savings schemes' rates announced for April-June quarter; check here
Latest small savings schemes interest rates: Here is a look at the interest rates on various small saving ...More
Latest small savings schemes interest rates: Here is a look at the interest rates on various small savings schemes for the fourth quarter of FY 2023-24. ...Less
- Top 6 investment options for women in India
An increasing number of women in India are entering the workforce and seeking financial autonomy. They ha ...More
An increasing number of women in India are entering the workforce and seeking financial autonomy. They have various investment options, including PPF, mutual funds, NPS, fixed deposits, NSC, and Mahila Samman Savings Certificate, to achieve their financial goals and secure their future. ...Less
- How to open ICICI Bank PPF account online? Get Step by Step process
The PPF due to the benefits of tax savings, returns, and safety, the program has now become one of the mo ...More
The PPF due to the benefits of tax savings, returns, and safety, the program has now become one of the most popular long-term savings schemes. ...Less
- Why you need to invest, instead of saving
The money that you are saving is an asset that has the potential to generate higher returns, which will h ...More
The money that you are saving is an asset that has the potential to generate higher returns, which will help him reach his goals faster. The amount that will have to be set aside from the current income will come down since the returns that will be generated will add to the corpus being created for their future needs. ...Less
- PPF, SCSS, Sukanya Samriddhi interest in July-September 2024: Will govt hike interest rates of PPF, small savings schemes for next quarter?
PPF, SCSS, Sukanya Samriddhi interest in July-September 2024: The government is likely to announce the in ...More
PPF, SCSS, Sukanya Samriddhi interest in July-September 2024: The government is likely to announce the interest rates of Public Provident Fund (PPF), Senior Citizen Savings Schemes (SCSS), National Savings Certificate (NSC), Sukanya Samriddhi Yojana (SSY), Post Office Monthly Income Scheme (POMIS) and other small savings schemes for the July-September quarter 2024 by June 30, 2024. Will the government finally make PPF investors happy this time? Will Centre increase the interest rates of SCSS, NSC, Sukanya Samriddhi Yojana and other other small savings schemes for the July-September quarter 2024? Know what experts suggest ...Less
- Latest PPF interest rate: Was Public Provident Fund rate hiked for January-March 2024 quarter?
The government has raised the rate of interest on two small savings schemes for the quarter January-March ...More
The government has raised the rate of interest on two small savings schemes for the quarter January-March 2024 by 10-20 basis points. However, the PPF rate has been unchanged from April-June 2020. ...Less
- Will PPF interest rate be finally hiked in 2024 after remaining unchanged since April 2020?
PPF, Senior Citizen Savings Scheme, and Sukanya Samriddhi Account: Interest rates of small savings scheme ...More
PPF, Senior Citizen Savings Scheme, and Sukanya Samriddhi Account: Interest rates of small savings schemes are due for revision at the end of this month. The interest rates of small savings schemes are linked to yields of 10-year Government Securities in the secondary market. There are set formulae for mark-ups over the previous three months¡¯ average yield of relevant G-Secs of comparable maturity. Let's see if you are in for a New Year bonanza from the Central Government this time. ...Less
- Latest PPF (Public Provident Fund) interest rate
Latest PPF (Public Provident Fund) interest rate ...More
Latest PPF (Public Provident Fund) interest rate ...Less
- Public Provident Fund: How nominees, legal heirs can claim a PPF account on death of the subscriber
Public Provident Fund is a popular long-term savings scheme offering tax benefits and attractive interest ...More
Public Provident Fund is a popular long-term savings scheme offering tax benefits and attractive interest rates. Here¡¯s how nominees or legal heirs can claim a PPF account on the death of the subscriber. ...Less
- 4 things that can go wrong if you invest just to save tax
Many investors view tax concessions as choices that must be optimised. Why should we worry about this? We ...More
Many investors view tax concessions as choices that must be optimised. Why should we worry about this? We may end up with an asset allocation that will not serve our goals and needs. We may give up operational flexibility while choosing products. We may not be able to access the asset for other important uses. ...Less
- Retirement planning: How and where to invest if you want to retire at 50
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. ...Less
- PPF account: Nine important Public Provident Fund account rules and benefits
PPF: Here is a look at important rules you should know about the Public Provident Fund. ...More
PPF: Here is a look at important rules you should know about the Public Provident Fund. ...Less
- Sukanya Samriddhi, 3-year post office FD rates hiked up to 20 bps; check latest small savings schemes interest rates
Latest post office schemes interest rates: Here is a look at the interest rates on various small savings ...More
Latest post office schemes interest rates: Here is a look at the interest rates on various small savings schemes for the fourth quarter of FY 2023-24. ...Less
- Which mutual fund schemes should I invest in for maximum wealth creation?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- Post office schemes new rules 2023: Major changes made to PPF, POTD, POMIS, Senior Citizens Savings Scheme, other small savings schemes
The government has made various changes under small savings schemes in the year 2023. Here we have listed ...More
The government has made various changes under small savings schemes in the year 2023. Here we have listed some of the major and important changes made by the government. ...Less
- I invested Rs 34 lakh in FDs. I want to divest some amount from fixed deposits, invest in mutual funds to beat inflation
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- I am 45 years old and my monthly expenses are Rs 1 lakh; where should I invest to retire at 50?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- Investment planning for children: How to choose the right investment option to secure your child's future
Investment planning for children: Starting early is not enough. Choosing the wrong investment is a common ...More
Investment planning for children: Starting early is not enough. Choosing the wrong investment is a common problem. It becomes even more acute while saving for critical long-term financial goals such as children¡¯s education and weddings. Many of the challenges faced by investors can be avoided if they take professional advice on investments and finances. Here's how to invest in the right instruments and buy protection for your child. ...Less
- Interest rates on Small Savings Plans to stay unchanged
Interest rates for small savings schemes, including PPF and Sukanya Samriddhi accounts, remain steady for ...More
Interest rates for small savings schemes, including PPF and Sukanya Samriddhi accounts, remain steady for the September quarter. The government utilizes these schemes to help finance its fiscal deficit, with rates across different schemes staying unchanged to support this objective. ...Less
- Increase SIPs to Rs 20,000 and hike by 10% every year to achieve your financial goal
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. ...Less
- Latest PPF interest rate: Was Public Provident Fund interest rate hiked for Oct-Dec quarter?
The government raised the interest rate on just one small savings scheme for the quarter ending December ...More
The government raised the interest rate on just one small savings scheme for the quarter ending December 31, 2023. ...Less
- Long-term investment options to build a multi-crore corpus
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- To whom do the new Senior Citizen Savings Scheme (SCSS), PPF rules apply? Govt clarifies
The Department of Posts came out with an detailed notification about senior citizen savings scheme (SCSS) ...More
The Department of Posts came out with an detailed notification about senior citizen savings scheme (SCSS) and Public Provident Fund (PPF) few weeks back. On November 29, 2023 the Department of Posts issued a clarification as to who the new SCSS and PPF rules would apply. Read below to find out. ...Less
- How to extend PPF account after it matures
PPF maturity: Here are three alternatives to proceed with the PPF account once it matures. ...More
PPF maturity: Here are three alternatives to proceed with the PPF account once it matures. ...Less
- Moonlighting and ITR filing: Why moonlighters should file income tax return, form to use, other details
Moonlighting, driven by side hustles and remote work opportunities post Covid-19, requires moonlighters t ...More
Moonlighting, driven by side hustles and remote work opportunities post Covid-19, requires moonlighters to carefully choose the right ITR form, consider the presumptive tax regime, and submit Form 10-IEA online for tax benefits under the old regime. ...Less
- 4 ways your PPF account can become irregular
Public Provident Fund (PPF): Here are four instances when a PPF account can become irregular. ...More
Public Provident Fund (PPF): Here are four instances when a PPF account can become irregular. ...Less
- SIP, STP or lumpsum? How to invest as Dalal Street recovers from election shocker
Post-election market recovery raises concerns for mutual fund investors on choosing between lumpsum or SI ...More
Post-election market recovery raises concerns for mutual fund investors on choosing between lumpsum or SIP/STP investments for better returns. Bankbazaar.com CEO Adhil Shetty advises considering market conditions, risk appetite and financial goals for investment decisions in mutual funds. ...Less
- How to extend PPF account after it matures; three options to consider
PPF account matures after 15-year lock-in term. But what about once it reaches maturity? What choices are ...More
PPF account matures after 15-year lock-in term. But what about once it reaches maturity? What choices are available to you if you wish to keep using your PPF account? ...Less
- Increase SIPs every year to save for retirement, child's education
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. ...Less
- Can NRIs continue to operate their PPF accounts?
NRIs navigating PPF accounts encounter restrictions and guidelines, from tax benefits to closure procedur ...More
NRIs navigating PPF accounts encounter restrictions and guidelines, from tax benefits to closure procedures. Understanding these rules is crucial for managing accounts effectively while maximizing investment returns and complying with regulatory requirements. ...Less
- Which mutual funds should I invest in to save Rs 1 crore in 5 years?
Investing tips: Our panel of experts will answer questions related to any aspect of personal finance. If ...More
Investing tips: Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- Tax-saving investment: 7.1% interest in PPF or 8.25% returns in VPF; which is a better option to save tax this year?
Tax-saving investment ideas FY23-24: PPF has been a go-to option for traditional investors to save tax wh ...More
Tax-saving investment ideas FY23-24: PPF has been a go-to option for traditional investors to save tax while planning for retirement. Is there any other option that offers higher returns, lowers your income tax outgo, and saves money for long-term goals? Yes, Voluntary Provident Fund (VPF). How does it VPF fare when compared to PPF Public Provident Fund (PPF) or Voluntary Provident Fund (VPF) ¡ª which is a better option for you to save tax in the financial year 2023-24. ...Less
- Latest NSC interest rate: Is the National Savings Certificate interest rate higher than 5-year FD rates of SBI, HDFC Bank, ICICI Bank
National Savings Certificates is considered as the best option for risk-averse investors looking for cons ...More
National Savings Certificates is considered as the best option for risk-averse investors looking for consistent returns that are often higher than fixed deposits. NSC is a government-backed fixed-income investment scheme offered by India Post's small savings schemes. ...Less
- PPF, Sukanya Samriddhi, SCSS, NSC interest rates for December 2023 quarter announced; check here
Post office savings schemes interest rates: Here is a look at the interest rates on various small savings ...More
Post office savings schemes interest rates: Here is a look at the interest rates on various small savings schemes for the third quarter of FY 2023-24. ...Less
- Where to invest Rs 83 lakh to get regular income during retirement
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- What is the PPF interest rate for July-September quarter of FY 2023-24
The finance ministry made this announcement via a circular issued on June 30, 2023. The interest rates of ...More
The finance ministry made this announcement via a circular issued on June 30, 2023. The interest rates of schemes like the 1-and 2-year post office time deposit, 5-year recurring deposits have been hiked. ...Less
- How to open PPF account online in HDFC Bank
how to open ppf account online in hdfc bank ...More
how to open ppf account online in hdfc bank ...Less
- Latest Sukanya Samriddhi Yojana interest rate: What is the SSY interest rate for July- September 2024 quarter?
Latest Sukanya Samriddhi Yojana interest rate: The SSY is a government-backed small deposit savings schem ...More
Latest Sukanya Samriddhi Yojana interest rate: The SSY is a government-backed small deposit savings scheme to benefit a girl child. ...Less
- Your PPF, Senior Citizens Savings Scheme, other small savings schemes will be frozen if you fail to submit Aadhaar details by this date
If the Aadhaar number is not provided by this date, your small savings investments will be frozen until t ...More
If the Aadhaar number is not provided by this date, your small savings investments will be frozen until the Aadhaar number is submitted. ...Less
- How to plan your income tax savings for FY25 using ELSS mutual funds?
Plan tax savings for FY25 with ELSS funds. Invest Rs 1.5 lakh early using lumpsum, SIP, or STP. Consider ...More
Plan tax savings for FY25 with ELSS funds. Invest Rs 1.5 lakh early using lumpsum, SIP, or STP. Consider various investment options for Section 80C benefits. ELSS offers higher returns than traditional options. ...Less
- Where should I invest Rs 3.6 lakh for the long-term to get 12% return?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- Retirement planning: Five retirement-focused investment products
Selecting the right financial products is important when saving for retirement. For post-retirement incom ...More
Selecting the right financial products is important when saving for retirement. For post-retirement income, there are five investment products to choose from. ...Less
- e-Passbook: How to check PPF balance online
e-Passbook: How to check PPF balance online ...More
e-Passbook: How to check PPF balance online ...Less
- Retirement planning: Where to invest to retire at 55
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. ...Less
- Want to build a big retirement corpus? Start SIPs in equity funds
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitabilit ...More
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals. ...Less
- How to open a PPF account via SBI YONO app
How to open a PPF account via SBI YONO app ...More
How to open a PPF account via SBI YONO app ...Less
- I received Rs 70 lakh after retirement. Where should I invest this amount for good return?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query ...More
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away. ...Less
- PPF vs Sukanya Samriddhi Yojana: Which is better to invest?
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- Mutual fund houses roll out manufacturing sector-focused schemes; should you bet on this hype?
The buzz around manufacturing sector is driving AMCs to roll out new funds. ...More
The buzz around manufacturing sector is driving AMCs to roll out new funds. ...Less
- Latest post office schemes interest rates
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- PPF or Sukanya Samriddhi Yojana: Where should you invest?
Only parents of a girl under the age of 10 years can open an SSY account. There is no such restriction fo ...More
Only parents of a girl under the age of 10 years can open an SSY account. There is no such restriction for a PPF account. ...Less
- New PPF rule: Interest calculation on premature closure of PPF account changed
The Department of Post has made some changes in the premature closure rules of the Public Provident Fund ...More
The Department of Post has made some changes in the premature closure rules of the Public Provident Fund (PPF) account. The Department made this change via a notification dated November 7, 2023. ...Less
- Small saving schemes: Interest rates of these post office schemes hiked by up to 30 bps for July-September quarter
Here is a look at the interest rates on various small savings schemes for the second quarter of FY 2023-2 ...More
Here is a look at the interest rates on various small savings schemes for the second quarter of FY 2023-24. ...Less
- Last-minute tax-saving investment: Will investing in PPF and SSY on March 30 and March 31 qualify for tax benefits in FY 2023-24?
Tax savings options available on March 30 and 31: Individuals who want to make any tax savings investment ...More
Tax savings options available on March 30 and 31: Individuals who want to make any tax savings investments in various govt schemes like public provident fund (PPF), Sukanya Samriddhi Yojana (SSY) and others can do so online and offline as banks are open on March 30 and 31st. Read here to know more. ...Less
- These banks are open on Sunday but can you do normal bank work on March 31?
Banks open on March 31: As per the Reserve Bank of India (RBI)'s instructions, the agency banks (handling ...More
Banks open on March 31: As per the Reserve Bank of India (RBI)'s instructions, the agency banks (handling government receipts and transactions) are required to remain open March 31, 2024 i.e. this Sunday. However, the question is if a bank customer can visit bank branch to do the normal bank work such as updation of mobile number, passbook update etc. ...Less
- How to open PPF account online with ICICI Bank
How to open PPF account online with ICICI Bank ...More
How to open PPF account online with ICICI Bank ...Less
- Was PPF interest rate hiked for Apr-June 2023 quarter? Latest Public Provident Fund rate
For the quarter from April to June 2023, the government has increased interest rates on a number of small ...More
For the quarter from April to June 2023, the government has increased interest rates on a number of small savings schemes by up to 70 basis points. ...Less
- PPF taxation: Why the Public Provident Fund is a safe option to save tax; 5 things to know
Tax-saving investments: PPF offers tax exemptions at the time of investment, accrual, and withdrawal. It ...More
Tax-saving investments: PPF offers tax exemptions at the time of investment, accrual, and withdrawal. It has a current interest rate of 7.1% per annum and a maximum deposit limit of Rs 1.5 lakh per financial year. PPF accounts can be extended indefinitely in blocks of 5 years. Additionally, it is advisable to diversify savings between PPF and equity investments for a balanced portfolio. ...Less
