RETIREMENT CORPUS
Retirement planning: How to invest to get Rs 1.75 lakh per month after retirement
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
Investment tips: Reduce retirement target, remove laggards from your portfolio
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.
Where should I invest my retirement benefit amount of Rs 2 crore for the next 20 years to get a regular income?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
31% of urban Indians unsure about retirement corpus needed, study shows
Financial uncertainty continues to affect a large segment of the population. The study also shows that 31% of respondents are unsure about how much they will need to maintain their lifestyle post-retirement. This lack of clarity is a significant risk, especially as life expectancy increases.
Retirement planning: 4 simple ways to protect your retirement corpus from inflation
Retirement planning: The effect of inflation on your retirement savings may be substantial. Many elderly individuals rely on their pension and retirement investments. Inflation during retirement might lead to a reduction in the actual value of your retirement savings.
Retirement planning: 5 things to keep in mind when planning your retirement corpus allocation
This is the problem with personal finance. One rule doesn¡¯t apply to all situations. Nor does it apply to all households. Being relaxed about our attitude to money helps when we are in the process of understanding our preferences and identifying our beliefs about financial decisions. However, the ability to be experimental with money runs out as we age, especially when we retire.
NPS for retirement: How a 25-year-old can create Rs 4 crore corpus with Rs 10,000 SIP
Starting early with the National Pension System (NPS) can turn a Rs 10,000 monthly contribution into nearly Rs 4 crore over 35 years due to the power of compounding. NPS offers a balanced exposure to equity and debt, tax benefits, and supports disciplined retirement savings, ensuring a substantial retirement corpus and regular pension.
Sadhguru's Isha Foundation row: Supreme Court takes over case on charges of 'brainwashing' women
Sadhguru's Isha Foundation has challenged a Habeas Corpus petition in the Supreme Court. The petition claims that two women are held against their will. The women, however, stated in the court that they are staying willingly and accused their father of false allegations. A police team had recently visited the foundation¡¯s premises.
How to have a secure retirement life by doing SIPs
Starting a SIP is like planting a seed ¡ª it grows slowly at first, but over time, the magic of compounding works wonders. Let¡¯s say you invest Rs. 30,000 as your SIP amount monthly without an annual increase in your SIP contribution. Assuming an annual return of 12%, it takes eight years to reach your first Rs 50 Lakhs. But, here comes the surprise: with the power of compounding, it only takes 4 years to achieve your second Rs 50 Lakhs and just three years for the third Rs 50 lakhs.
Can a Rs 22,000 monthly SIP fund your child's education, house construction & retirement?
Ranjeetha is focused on securing her family¡¯s future through SIPs. Her key financial goals include funding her child's education and marriage, building a house, and creating a retirement corpus, all with long-term time horizons. With an existing SIP portfolio and a planned monthly investment of Rs. 22,000, Ranjeetha seeks to determine whether her current strategy is sufficient to meet these objectives.
The strategic advantage of systematic withdrawal plans (SWPs)
Systematic Withdrawal Plans (SWPs) offer a balanced approach for investors seeking steady income and capital preservation. They provide flexibility, tax efficiency, and are particularly beneficial for retirees and those pursuing financial independence. SWPs allow regular withdrawals while enabling the remaining investment to grow, making them a strategic choice in today's financial landscape.
Retirement planning: Four investment options for small business owners to build a retirement corpus
Retirement planning often takes a back seat for small business owners while managing their dayto-day business operations.
A 2% lower return requires Rs 49 lakh higher corpus: Can you count on 12% equity returns for a long period after retirement?
While planning for long term goal like retirement one mistake could cost heavy in the long run. Once such factor is assumption about the expected returns especially after retirement. The high rate of returns on both debt and equity options that we have now, may not offer such high return after 10-20 years from now. This is why you must factor this in your retirement planning and act now.
Planning to retire in 10 years? Know how a Rs 23,000 monthly investment can help you in your retirement
Retiring early within next 10 years is a challenging yet achievable goal. We tell you how to calculate the required retirement corpus based on current expenses, expected post-retirement life, and inflation. We also outline investment strategies, including SIPs and mutual funds, to accumulate the necessary funds for a secure early retirement.
Unified Pension Scheme or UPS vs NPS: Which will help central government employees build a bigger retirement corpus?
This new pension vehicle is clearly aimed at addressing the perceived shortcomings of the NPS among a large swathe of government employees. When the NPS was first introduced in 2004, it completely revamped the prevailing pension architecture, now referred to as the Old Pension Scheme. Though UPS promises guaranteed, inflation-linked pension, NPS offers the potential of a bigger corpus.
Seven reasons why you should never retire
The opportunity to get out of the house and engage in another economic activity enables learning and staying updated. Research shows that the seniors who continue to work after retirement are more technologically savvy, can travel independently, protect themselves from scams and frauds, and remain resourceful about how to get things done.
Retirement planning: Defer retirement to build sufficient corpus
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.
MF Query: 50 years & planning retirement? 1.1 lakh monthly SIP can grow to Rs 3 cr in 11 years
If you have any mutual fund queries, message on ET Mutual Funds on Facebook/Twitter. We will get it answered by our panel of experts.
Explainer: Thinking about how much to invest to achieve Rs 1 crore corpus? Here is the guide
Many mutual fund investors are not aware of the amount they need to invest to reach their desired goal or target corpus. If you want to confirm or know the amount you need to invest on a monthly basis to reach your desired corpus, you can use excel to calculate the investment amount.
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