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    Prioritising quality over quantity: The true test of One Nation, One Election

    The Indian Parliament introduced bills for simultaneous Lok Sabha and state assembly elections (ONOE), sparking debate about its impact on the Constitution, federalism, and democracy. A Joint Parliamentary Committee will scrutinize the bills, considering factors like census, delimitation, and women's reservation.

    From digital to doorstep, insurtech startups take the offline route, will it work?

    Indian insurtech startups, initially focused on online sales, are now rapidly expanding their networks of physical agents. This shift, driven by competition and the pursuit of market share, raises concerns about commission-driven growth, sustainability, and potential regulatory scrutiny. The industry faces challenges balancing growth with profitability and navigating the evolving insurance landscape.

    Canada's finance minister resigns as unpopular Trudeau faces biggest test of his political career

    Canadian Finance Minister Chrystia Freeland abruptly resigned, citing policy disagreements with Prime Minister Justin Trudeau. Her departure comes just before the release of a fall economic update, expected to reveal a larger-than-projected deficit. Freeland's letter suggests a recent offer from Trudeau for a different cabinet position, which she declined.

    These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of more than 26%

    The Nifty ending in red territory is nothing new, and in the current market investors must be ready to deal with volatility at any point of time. If it is sparked by global events, the initial part of any volatility will be led by large-caps. However, large-caps are also able to stabilize much before any other part of the market. But if the volatility is due to local reasons, then it is the mid-caps that come under pressure. So, If you are thinking of fresh exposure to the market it would be better to stick with large-caps. ET Screener powered by Refinitiv¡¯s Stock Report Plus lists down quality stocks with high upside potential over the next 12 months, having an average recommendation rating of ¡°buy¡± or "strong buy". The screener applies different algorithms for all BSE and NSE stocks.

    India’s ambitious $6 billion submarine building plan stalls after sea tests

    India's ambitious $6 billion submarine project faces a year-long delay due to contractor complaints about sea trials. The project, crucial for modernizing the Indian Navy against China's growing presence, tests Modi's defense policy promoting local manufacturing. German and Spanish firms partnered with Indian companies are vying for the contract, but procedural objections have stalled the selection process.

    Health insurance claims surge; next GCC wave

    Happy Thursday! Health insurance claim sizes have soared, according to Policybazaar data. This and more in today¡¯s ETtech Morning Dispatch.

    • Senior care a growing industry with many hurdles to cross: stakeholders

      There are currently fewer than 100 companies providing senior care in India. According to Ranjit Mehta, chairman of the Association of Senior Living in India, at the organisation¡¯s Ageing Fest in Bengaluru, about 1.8 million senior living units are required to meet demand, while the country has only 40,000.

      Have high hopes from GST cut on health, life insurance? Here's why a drastic fall is unlikely to benefit policyholders

      GST on insurance: The public demands lowering of GST rate on insurance products as it is too high. However industry experts warn that if the GST rate is cut from 18% to 5% without input tax credit is not given then instead of making the premium affordable, the premiums will rise.

      Can you claim a tax rebate for health insurance premiums?

      Health insurance premiums in India are tax-deductible under Section 80D of the Income Tax Act. Policyholders can claim tax deductions up to INR 1 lakh based on the insured individuals' ages. This not only encourages investment in health insurance but also ensures financial security during medical emergencies without straining personal savings.

      Amazon Black Friday Deals LIVE NOW - Top deals with up to 75% off

      Amazon's Black Friday Deals are officially live, running from 29th November to 2nd December. Enjoy massive discounts of up to 75% on a wide range of products from leading brands such as Mokobara, LG, Samsung, OnePlus, Royal Enfield, and more. Get exclusive offers, including up to 10% instant discounts on purchases made with select bank cards like Axis Bank, HDFC Bank, and others.

      World AIDS Day 2024: AIDS and HIV are often confused as the same disease. Debunking the popular myth

      World AIDS Day 2024: Thanks to advancements in treatment, HIV is no longer a death sentence. By adhering to antiretroviral therapy, people with HIV can live near-normal lifespans without advancing to AIDS. Early diagnosis and timely treatment are essential for managing the virus. Modern treatments can also reduce transmission risk by lowering viral loads to undetectable levels.

      These mid-cap stocks with ‘strong buy’ & ‘buy’ recos can rally over 25%, according to analysts

      The first indication of what might be in store for the world when the new US president takes office in January 2025 came with the word ¡°tariff¡± on Tuesday. But the way the Nifty recovered on Wednesday, it is clear that the bulls are on the comeback trail. However, with valuations still high, the street is likely to be in stock- and sector-specific mode even in this phase. If one looks at FII figures, unlike in the past two months ¨C when they were only keen to sell ¨C they are now buyers on the street on some days. ET screener powered by Refinitiv¡¯s Stock Report Plus lists down quality stocks with high upside potential over the next 12 months, having an average recommendation rating of ¡°buy¡± or "strong buy". This predefined screener is only available to ET Prime users.

      Nvidia rivals focus on building a different kind of chip to power AI products

      Rivals of Nvidia think they can compete with the chip giant in selling so-called AI inference chips that are more attuned to the day-to-day running of AI tools and designed to reduce some of the huge computing costs of generative AI.

      New-age companies seek growth areas as urban consumption slump grips

      The slump has exposed pain points for multiple new-age beauty brands. Mamaearth posted a loss in its second quarter, even as its stock hit a 52-week low on Monday reacting to the weak results. The Gurugram-based brand, which is undergoing a restructuring of its offline supply chain, said it was clocking slower-than-expected growth and that it needed to recalibrate the strategy for its flagship brand to grow.

      Best Lizard Repellents: Natural, Effective and Safe Solutions for a Lizard-free Home

      Finding the best lizard repellents is essential for homeowners who want to keep their living spaces free of unwanted reptiles. These natural and eco-friendly solutions offer an effective way to repel lizards without resorting to harmful chemicals. Made from plant-based ingredients like essential oils, these repellents create a barrier that lizards find unpleasant, preventing them from entering your home or garden. Many of these sprays are safe for use around children, pets, and food, making them an ideal choice for families.

      If production, transport and insurance costs are constant, fuel will be cheaper: Oil minister Hardeep Singh Puri

      The Indian government is considering separating natural gas transportation and marketing. Oil Minister Hardeep Singh Puri said the government is open to the idea but will proceed carefully. Puri mentioned the progress on including natural gas under GST. He also discussed fuel prices, the impact of the US election on global conflicts, and the BJP's performance in Punjab.

      These 10 mid-cap stocks with ‘Strong Buy’ & ‘Buy’ recos can rally over 32%, according to analysts

      Why are mid- and small-cap stocks seeing more selling pressure? The answer lies in a couple of things ¨C and their coming together at the same time. First is the approaching deadline to implement measures announced by the market regulator in the early part of the year to curb excessive speculation in the mid-cap segment. The second: Historically, mid-caps tend to weather the early part of a bearish phase well ¨C but if the correction persists for a period of time, then they all come under pressure. Should the correction be bought? Sure. But it depends on what you are buying and what your time frame is.

      Eastern India better insured to handle post-retirement blues than rest of country: Study

      A new study reveals individuals in East India are leading the way in retirement preparedness, boasting a higher retirement index score than any other region in India. Their commitment to retirement investments, particularly life insurance and the National Pension System (NPS), contributes to their financial security in later life.

      Irdai proposes to amend regulatory sandbox norms

      The Insurance Regulatory and Development Authority of India (Irdai) has proposed changes to its regulatory sandbox, aiming to shift from a rule-based to a principle-based approach. This move seeks to encourage innovation and the introduction of new ideas within the insurance sector. Public comments on the proposed amendments are being sought until November 25th.

      Time to look at consumption differently? 12 stocks from the New Age Consumption stocks with upside potential of above 26%

      There have always been debates about rural and urban consumption levels, and which companies are impacted and how. But one facet tends to get ignored in these debates: The extent to which consumption patterns ¨C whether rural or urban ¨C have changed. Just consider one factor: The way food is ordered has a undergone change. This has created new companies, sectors, and an entirely new category of jobs. This is a trend that will likely stay for the foreseeable future. So, is it time to look at some of the old and new companies from different perspectives? Check out Stock Reports Plus, powered by Refinitiv, for price targets of over 4,000 listed stocks along with detailed company analysis focusing on five key components ¨C earnings, fundamentals, relative valuation, risk, and price momentum ¨C to generate standardized scores. SR+ Reports is a complimentary offering to ETPrime members.

      Ecommerce festive sales surge; Cred’s insurance play

      Happy Monday! Ecommerce platforms saw significant growth in festive sales this year. This and more in today¡¯s ETtech Morning Dispatch.

      Increase in surrender value to reinforce customers' faith in life insurance industry: Kotak Life Insurance MD & CEO

      People are now buying life insurance for protection, and the increase in surrender value is unlikely to impact the persistency ratio, Mahesh Balasubramanian tells Riju Mehta.

      Insurance companies are catching up to the growing demand for holistic wellbeing: Gautam Kapadi

      As holistic health comes into focus, LCHHS as a platform has supported over 26000 individuals with cancer, heart health, hormonal imbalances and more using lifestyle medicine in building the immune system.

      Apple tests Aequs in latest India supply chain push

      Karnataka-based Aequs Group is currently undergoing a trial period to be officially recognised as an Apple supplier. The company, known for manufacturing a wide range of products including toys, consumer durable goods, and aerospace parts, has the potential to become the second Indian company to join Apple's supplier list.

      Amazon Great Indian Festival Sale 2024 LIVE Now: Exclusive Deals on Diwali Bestsellers

      The Amazon Great Indian Festival Sale 2024 is now live, offering exclusive deals on Diwali bestsellers! From festive d¨¦cor to electronics, fashion, and home essentials, this sale brings unbeatable discounts on top-rated products. Whether you're preparing for Diwali celebrations or looking to gift your loved ones, now is the perfect time to grab Diwali favorites at amazing prices. Don't miss out on these limited-time offers!

      Mega jobs push off to a solid start: India Inc takes up internship scheme, kick-starts hirings

      500 companies like ITC, Reliance Retail, and TCS are partnering in the PM internship scheme launched on October 3. The internship targets candidates aged 21-24, offering a monthly stipend of ?5,000. Roles span sales to farm-focused areas, with an emphasis on hiring women to increase diversity in the workforce.

      Mpox Cases Rise: WHO approves first diagnostic test for emergency use, here’s what it means

      The World Health Organization has approved Abbott Laboratories' mpox diagnostic test for emergency use. This test will enhance testing capacity in areas affected by the recent mpox outbreaks. The test identifies the virus using polymerase chain reaction techniques, which help in providing quick and accurate results.

      RIL sets up R&D unit for consumer goods business

      Reliance Industries Limited has established a 150,000 sq ft R&D centre in Bengaluru for its consumer goods business. The facility will develop and test products in food, home, and personal care categories. It includes pilot manufacturing capabilities for small batch production and a consumer engagement centre for live feedback.

      Acko's Life cover biz to focus on term plans, pensions

      Acko, supported by major private equity firms, plans to invest ?1,000 crore in its life insurance sector over the next five years. Founder Varun Dua revealed the company's strategy will focus on term insurance and protection products, aiming to become a dominant player in this segment without launching investment-related offerings.

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