FIXED MATURITY PLANS
SBI Quant Fund, and 8 other mutual fund NFOs to open for subscription this week
Nine mutual fund NFOs are opening this week, including TATA FMP-61-D-91D, Kotak Nifty 100, SBI Quant Fund, and Bajaj Finserv Healthcare Fund. They focus on equity, fixed income, and sector-specific themes.
Looking for predictable returns in fluctuating interest rate market? Check out target maturity funds
Target maturity funds (TMFs) are gaining popularity in 2024 as investors seek predictable returns in a fluctuating interest rate market. TMFs, often holding govt securities, offer lower credit risk and tax efficiency. Experts recommend aligning investment horizons with the fund's maturity for optimal results. These funds are particularly attractive to conservative investors seeking stable yields.
NFO Alert: Edelweiss Mutual Fund launches CRISIL IBX AAA Financial Services - Jan 2028 Index Fund
Edelweiss Mutual Fund launched Edelweiss CRISIL IBX AAA Financial Services - Jan 2028 Index Fund, an open-ended target maturity debt index fund. The NFO is open from November 21 to 26. The fund will invest in the constituents of CRISIL IBX AAA Financial Services ¨C Jan 2028 Index.
Vedanta pauses bond sale plans amid Adani-fueled market volatility
Vedanta Resources is delaying a potential dollar bond sale due to market instability caused by the indictment of Adani Group's founder. Despite holding investor calls, Vedanta might postpone the offering until next week, hoping for yield stabilization. The delay highlights the broader market impact of the Adani situation, as investors exercise caution amidst the uncertainty.
NFO Alert: Axis Mutual Fund launches CRISIL-IBX AAA Bond Financial Services - Sep 2027 Index Fund
Axis Mutual Fund has launched a new open-ended target maturity index fund, aiming to provide returns corresponding to the CRISIL-IBX AAA Financial Services Index ¨C Sep 2027. The NFO will be open from November 8 to 21, with a minimum investment of Rs 5,000.
Lighting the path to financial stability: How fixed income can safeguard wealth in a volatile world
As assets like equities and real estate see variable returns, fixed-income investments offer stability with predictable income streams. These instruments help preserve capital and reduce portfolio volatility, making them essential for conservative investors, retirees, and those nearing financial goals like retirement and funding education.
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Double income means couple can retire at 50; here's how
Santhosh and his wife want to retire in four years when they are 50. The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. Here¡¯s what the doctor advises.
What is the difference between term and traditional life insurance policy
If you are confused by personal finance terms, jargon and calculations, here¡¯s a series to simplify and deconstruct these for you. In the 21st part of this series, ET Wealth explains the difference between term and traditional insurance plans.
Looking to beat FDs? Bet on lower end of the bond yield curve
Aditya Birla Sun Life Mutual Fund will issue a series of seven such target maturity funds, with tenures ranging from 15-33 months as it believes yields are still lucrative at the lower end of the yield curve. Investors in such schemes could earn a spread of 50-80 basis points over sovereign government securities or fixed deposits.
FD interest rate up 8.25%: 5 banks that have revised FD rates in September 2024
FD interest rate up 8.25%: The interest rates for fixed deposits are determined at the time of investment and remain unchanged throughout the deposit period. List of banks that have revised their fixed deposit interest rates in September.
With September rate cut almost a certainty, long duration debt MFs advised: Marzban Irani of LIC Mutual Fund AMC
Lower interest rates, global bond inclusion, and increased demand from long-duration investors favor longer-duration assets. Investors should remain engaged in the falling rate cycle, Marzban Irani, CIO of Fixed Income at LIC Mutual Fund AMC, tells ETMarkets.
Explained: What is the difference between a fixed deposit and a fixed maturity plan mutual fund?
Whether you choose Fixed Deposits (FDs) or Fixed Maturity Plans (FMPs) hinges on your risk tolerance, tax situation, and investment timeframe. FDs are ideal if you prioritize safety and assured returns. If you're comfortable with some risk for potentially higher returns after taxes, particularly over the long haul, FMPs could be a more suitable choice.
FD interest of up to 8.35% on senior citizen FDs maturing between one year and less than two years: List of banks offering best rates
Fixed deposit: Senior citizens can get upto 8.35% interest rate on FDs maturing between one year and less than two years. There are many private sector banks who are offering an FD of such high interest rate, so hurry up and book an fixed deposit with the banks offering such a high FD interest rate.
FD interest rate of up to 8.05%: Best interest rates on senior citizen FDs maturing in three years
Fixed deposit interest rates: FDs are an good fixed income investment option for senior citizens. In light of this senior citizens can now take advantage of higher interest rates being offered by various private, public and foreign banks. Read here to know more about FD interest rate offered to senior citizens.
I received Rs 70 lakh after retirement. Where should I invest this amount for good return?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
I received Rs 18 lakh from sale of ancestral property. Where should I invest this money for the next 3-5 years?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
Where should I invest Rs 1 crore to get monthly income of Rs 1 lakh?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
Debt mutual funds vs bank FDs: Where to invest for higher returns?
Debt mutual funds outperformed fixed deposits, emphasizing the importance of considering risk profile and investment goals. The strategy involves focusing on short-term funds and excluding target maturity funds.
SBI hikes FD interest rates but still less than what these 313 debt mutual funds have offered
SBI raises fixed deposit rates by up to 75 basis points, effective May 15, yet falls short compared to over 300 debt mutual funds offering higher annualized returns of 6.47% to 11.60%.
Two debt mutual funds deliver over 7% return in one year. Should you break your bank FD?
Liquid and money market funds have outperformed the one-year fixed deposit rate of 6.8%. Liquid funds yielded 7.13% returns, while money market funds delivered 7.15% over the past year.
6 out of 17 March NFOs were fixed maturity plans; why are MF houses betting on FMPs?
March witnessed the launch of 17 new mutual fund offers, with a focus on Fixed Maturity Plans. Apart from FMPs, ETFs, index funds, gilt fund, and long duration fund were introduced, catering to various investor preferences.
Planning to invest in debt funds? Here are your options?
Debt mutual funds are schemes that invest in a mix of instruments such as corporate/government bonds, corporate debt securities and money market instruments. Depending on the scheme, the portfolio can have one of the above securities or a mix of them.
Axis MF's fixed maturity fund collects Rs 600 crore in NFO period
The fund, a close-ended debt scheme with a moderate interest rate risk and moderate credit risk, opened on November 28 and closed on December 4, Axis Mutual Fund said in a statement.
Mutual funds are coming up with fixed maturity plans or FMPs. Should you invest?
Large mutual fund houses such as Kotak Mutual Fund, Aditya Birla Sun Life Mutual Fund, SBI Mutual Fund, Mirae Asset Mutual Fund, and Nippon India Mutual Fund are coming up with fixed maturity plans in August and September.
NFO Watch: 10 new mutual fund offers open this week
Four index funds, a fixed maturity plan, value fund, thematic fund, focused fund, an ETF, and ELSS fund are currently open for subscription in the market. Should you invest in these new fund offers to maximize the returns from your mutual fund portfolio?
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